Money Matters

The Links Host Virtual Conversation on Estate Planning Oct. 21

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The Miami-Biscayne Bay Chapter of The Links, Incorporated will host an Estate Planning Virtual Conversation designed to educate communities of color on the importance of drafting a will to communicate final wishes and determine inheritance rights to the assets of their estate. A panel of legal and financial experts will share strategies for the process of probate/succession assets and property, ways to protect the legacy of land/home ownership and financial planning. The panelists are Marva Wiley, Esq., Vernita Williams-Eganti, Esq., and Amy Dawkins, Financial Advisor. 

Virtual Conversation on Estate Planning: How to Create Generation Wealth

Thursday, October 21, 2021 at 6:30 p.m.-8:00 p.m.

Multiple Platforms: Zoom and Facebook

The entire community is invited to attend this free virtual event, but register in advance at: https://tinyurl.com/65ha4nh4


United Way: Program provides thousands in savings on prescription drugs

In Miami-Dade County, three in 10 residents under the age of 65 are without health insurance; that's approximately 600,000 people.

This rate is expected to rise as the rate of unemployment continues in the double-digits, causing even more families to lose jobs and as a result, their health insurance.

In order to bring relief to these families, United Way of Miami-Dade has partnered with FamilyWize, a nationwide community service partnership that works with nonprofit organizations and government agencies to make prescription drug discount cards available to uninsured and underinsured people.

United Way is distributing FamilyWize Prescription Drug Discount Cards, making it possible for individuals and families who use the cards to potentially save up to 40 percent on the cost of their prescription medicines.  To look up discount amounts of specific medications, visit the FamilyWize website.  The cards can be used as often as needed, for any prescription and for anyone in the family, with no income limit, age requirement, eligibility or registration required.

"Forty percent of adults don’t buy the medicines they need, have difficulty affording them or reduce the required dosage because of high costs. The FamilyWize prescription drug discount cards will help those who otherwise could not afford to buy the medicines they need,” Harve A. Mogul, president and CEO, United Way of Miami-Dade, said.

The cards are free-of-charge, in both English and Spanish, and are accepted at more than 500 pharmacies countywide, including COSTCO, Walgreens, Publix, Target, Wal-Mart, Winn Dixie and Navarro Discount Pharmacy, which recently partnered with United Way to both distribute and accept the card at all its 28 Miami-Dade locations.   A card can also be printed directly from our website: FamilyWize Prescription Drug Discount Card.  To find a list of participating pharmacies near you, click here.

No one should have to choose between their bills and their health.  If you or someone you know is without health insurance or has insufficient coverage, inform them about FamilyWize.  Print the card today and start saving. 

For more information, please contact Jeff Hawley at (305) 646-7086 or [email protected]



10 Holiday Shopping Tips by Lisa Rogers-Cherry

Shopping-spree


 
1. Make a list for who and what you're buying and set a budget for each.
 
2. Be sure to take the advertisement to the store with you for the items that you want to purchase.
 
3. Pay close attention to your purse and/or wallet. Pickpockets are extra busy during this season.
 
4. Keep all of your receipts in an envelope and ask for gift receipts when making purchases for others.
 
5. Give gifts that you can make.
 
6. If you have to mail gifts, don't wait to the last minute. Send them early, if possible.
 
7. Avoid the crowds and shop online. Be sure to google online promotion codes and coupons for the stores that you are purchasing from.
 
8. Use cash only to make purchases.  Do not use your credit cards!
 
9. Steer clear of buying extended warranties.  Usually the manufacturers warranty covers the first year anyway.
 
10. If you have a large family, pull names and purchase one gift instead of purchasing for each family member.
 
 
 
Lisa'spic_pdf[1] Lisa Rogers-Cherry is the author of Lifting the Burdens of Debt:  A Helpful Guide to Getting Your Debts Paid and Your Life Back on Track (2005; $14.95). Lisa writes monthly financial tips for www.bloggingblackmiami.com and can be heard on www.wmbm.com  on the Let's Talk Money Show.  If you have a question or for more information go to www.redpenpress.com, e-mail her at [email protected], or write Lisa Rogers-Cherry, Red Pen Press, P. O. Box 1196, Dania Beach, FL 33004.
 

SMART SHOPPING FOR COLLEGE MONEY

YOU CAN AFFORD TO GO TO COLLEGE.

CAN YOU AFFORD NOT TO?

 

SMART SHOPPING FOR COLLEGE MONEY

 

If your family income is less than $250,000,

You may be eligible for financial aid!

 

u   Learn how to navigate the system

u   Hear testimonies from scholarship recipients

u   Learn about financial aid and scholarships

u   Step by Step through the FAFSA application

 

 

Sunday, January 10, 2010

10:00—1:00 p.m.

Temple Beth Sholom

4144 Chase Avenue, Miami Beach

 

RSVP to Tamara Kaz at tk @tbsmb.org or 305.538.7231 x232

 

FREE Community Event

A program for High School Juniors, Seniors and their families

 

 


Financial Tip of the Month by Lisa Rogers-Cherry: Don't Spend Money to De-Stress

Lisa 
Lisa Rogers-Cherry

Don’t spend money to de-stress. As we approach the festive season, a time that is considered by some as one of the most stressful times of the year -- I ask that you do not spend money to de-stress.  Some people will often make purchases to make themselves feel better. Think of what big ticket items you have purchased when you were sad, depressed or were simply having a bad day. I used to spend money just to wind down after a stressful day. Sometimes I would end up buying things that I didn't need to make myself feel better. Now, I’ve found that I feel better by finding something constructive to do like writing in a journal, trying a new recipe, reading a book, or spending time with my family. Can you think of several things that you can do instead of spending money?

 
 
Lisa Rogers-Cherry is the author of Lifting the Burdens of Debt:  A Helpful Guide to Getting Your Debts Paid and Your Life Back on Track (2005; $14.95). Lisa writes monthly financial tips for www.bloggingblackmiami.com and can be heard on www.wmbm.com  on the Let's Talk Money Show.  If you have a question or for more information go to www.redpenpress.com, e-mail her at [email protected], or write Lisa Rogers-Cherry, Red Pen Press, P. O. Box 1196, Dania Beach, FL 33004.
 
 

It didn't take a crystal ball: Marlins Stadium cost increases

The Marlins Stadium parking garage cost increases more than $40 million

In what was so not a surprise, the City of Miami Commissioners got the bad news that the projected Marlins Stadium parking garage cost of $94 million increased to $135 million.

Stadium opponents will likely rub that in the faces of the commissioners who supported the deal and surely, the last few weeks of the upcoming elections will find Commissioners Joe Sanchez and Michelle Spence-Jones in defense mode regarding their vote on the project. Those additional $41 million will not be lost on the voters taxpayers in the City of Miami.

Don’t get it twisted, the City of Miami Commission took the first hit in announcing a cost increase in the Marlins Stadium project. There will likely be more increases before the project is completed. How the taxpayers respond to the increases is the big question. Stay tuned.

 
 

Related Links:

Marlins Stadium Parking Garage Costs Soar

Marlins garage already $41m over budget

 


Financial Tip by Lisa Rogers-Cherry

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Save at least $1 a day—Each day, deposit your leftover change or dollar bills into a jar. Over a one year period, this money will add up. By the end of the year you may actually have enough money saved to pay off a debt or have a good start on a savings account.  Check with your local financial institution for an account which will allow your extra change from purchases to be directly placed into a savings account. Remember, every penny helps.
 
 
Lisa Rogers-Cherry is the author of Lifting the Burdens of Debt:  A Helpful Guide to Getting Your Debts Paid and Your Life Back on Track (2005; $14.95).  If you have a question or for more information go to www.redpenpress.com, e-mail her at [email protected], or write Lisa Rogers-Cherry, Red Pen Press, P. O. Box 1196 , Dania Beach , FL 33004 .

It's back! "Let's Talk Money" on WMBM with Lisa Rogers-Cherry

Our financial expert, Lisa Rogers-Cherry, is back with the rebirth of the popular radio show "Let's Talk Money" with Bishop Victor T. Curry, Senior Pastor of New Birth Baptist Church Cathedral of Faith International and St Ruth Missionary Baptist Church. 
 
Lisa and Bishop Curry start tomorrow, October 5, 2009 from 9:00am-10:00am on 1490am WMBM.  Once a month Bishop Victor T. Curry and Lisa Rogers-Cherry will discuss financial issues affecting the urban communities in South Florida. Be sure to check the radio show at http://www.wmbm.com and Lisa's monthly financial tips on Blogging Black Miami.
 
Lisa Rogers-Cherry is the author of Lifting the Burdens of Debt:  A Helpful Guide to Getting Your Debts Paid and Your Life Back on Track (2005; $14.95).  If you have a question or for more information go to www.redpenpress.com, e-mail her at [email protected], or write Lisa Rogers-Cherry, Red Pen Press, P. O. Box 1196 , Dania Beach , FL 33004 .
 

Financial Tip of the Month: More Than Enough

 by Lisa Rogers-Cherry

  

I recently heard a friend say that we are blessed with more than enough.  Although America is currently in a recession, almost everyone has more than enough of something that can be shared.  How many pair of shoes, pants, or socks do you own?  If you have more than ten pair of any of these items, I'd say that you have more than enough.  Take a quick look around your home, office, garage, closets, or kitchen and take notice of what you have more than enough of.  Now, think of two people or organizations that can be helped by your donation.  Let's all pay it forward without spending a dime.  So many people are hurting and in desperate need of our assistance. 

 

Lisa Rogers-Cherry is the author of Lifting the Burdens of Debt:  A Helpful Guide to Getting Your Debts Paid and Your Life Back on Track (2005; $14.95).  If you have a question or would like more information about the book go to www.redpenpress.com, e-mail her at [email protected], or write Lisa Rogers-Cherry, Red Pen Press, P.O. Box 1196 , Dania Beach , FL 33004.

 


Don't Sleep On This!: Public meetings on proposed county budget

Commissioner Audrey M. Edmonson to host several meetings on Miami-Dade County proposed budget


(Miami-Dade County, FL) -- 
Commissioner Audrey M. Edmonson will host three meetings during the month of August for residents who have questions or concerns about Miami-Dade County’s 2009-2010 proposed budget. Residents can attend any of the following scheduled meetings to comment on the budget:

Tuesday, August 18, 2009 – 6 p.m.
American Legion Park, 6447 NE 7 Avenue, Miami

Wednesday, August 19, 2009 – 6 p.m.
DeHostos-Wynwood Community Center, 2902 NW 2 Avenue, Miami

Thursday, August 20, 2009 – 6 p.m.
Joseph Caleb Center, 5400 NW 22 Avenue, Miami

A copy of the proposed budget is available online at www.miamidade.gov/budget.